There’s certainly no shortage of books and online information about how to start the procedure of suing another party for personal injuries. But what can be tricky to determine is how you’re supposed to handle the medical and therapy expenses immediately following an accident.
In a perfect world, people would already be insured through their job or have private coverage at the time of their injury. In these cases, the clinic or hospital bills expenses to the specified insurance provider at the time treatment is provided. If the hospital doesn’t accept the specified insurance, the insurance provider will be contacted and will most likely dispatch an agent to transfer the client to a medical practitioner in the carrier’s circle to minimize costs.
Unfortunately, in many situations, major health-related expenses exceed what an insurance plan can cover, meaning the patient will have to make co-payments from their own pocket. That’s why hospitals will often attempt to have patients agree in writing – generally on their very first visit – that they will personally assume the costs when the insurance runs out.
Medical providers are not affected by the outcome of a case, meaning any treatment expenses will keep on accumulating no matter how much money is recovered in the settlement. The sole restriction on the cost of treatment is when a patient or his/her agent refuses treatment under power of attorney, in which case there could be medical expenses remaining once a lawsuit has been concluded.
Most of the time, a lawyer who is representing an accident victim will ensure that as many medical expenses as possible are provided for in the remuneration. That includes making an allowance for any expected future costs, especially with injuries that might lead to a long-term disability that demands ongoing care. And a NYC personal injury lawyer who performs his/her job well will be able to foresee these kinds of expenses and bundle them into the total remuneration package.
On the other hand, if a judgment is issued in favor of the defendant rather than the accident victim, the award amount may be limited. If this happens, the accident victim usually must do away with a trial and instead pursue a smaller, less inclusive award amount. Once again, competent NYC personal injury attorneys will do their utmost to get back as much money as possible in order to hopefully return their clients to their pre-accident conditions. In any case, if a lawsuit lacks proof or credibility, the amount that’s awarded may be disappointing.
It’s impossible to accurately predict what a ruling will be until the moment it’s given. Due to that uncertainty, a lot of people involved in lawsuits have mediations and make compromises that are more favorable to both sides. Nevertheless, a plaintiff can feel that their case is very strong, take it all the way to trial, and still be awarded very little or even nothing at all. When this happens, any outstanding medical expenses will still be due, and the claimant will be unable to cover it with money awarded in the case. For this reason, many people opt for the security and greater flexibility of a settlement.
A lawyer can’t state with 100% certainty that a case will turn out in his or her client’s favor. Even so, a capable NYC personal injury attorney will pursue to the fullest extent a satisfying award for a claimant, particularly one who’s been hurt. A good lawyer can also help take care of medical expenses and postpone them until the resolution of the lawsuit. This can remove a tremendous burden from the shoulders of an accident victim while he or she is still undergoing the therapy and medical treatment required to recuperate.