Rideshare companies like Lyft and Uber have made headlines in recent years due to their innovative concept of allowing ordinary people to earn money just by using their car to take people different places. As the “rideshare” concept has grown, though, so have the legalities that go along with it. What was once a simple cut and dry ride from here to there for a few bucks has turned into two companies managing a workforce that increasingly wonders what to do or who to hold liable when something goes wrong during a trip.
Ridesharing Car Accidents Explained
A car accident during a rideshare trip is, on the surface, just like any other car accident. Insurance company information will be exchanged, the parties will try to piece together the cause of the accident, and police reports will be taken. Who is at fault will usually be debated and argued over for what might amount to months. The intervening party, here, is the rideshare company that the driver works for, and it’s up to lawyer sometimes to determine if the rideshare companies themselves have any liability when an accident occurs. Much of the liability comes down to whether rideshare company policies might have contributed to negligence on the part of drivers, or if drivers are injured by a passenger, if the rideshare companies have liability for that. We’re here to help determine the cause of the accident, who is at fault, and to make sure that insurance companies do their just part in resolving the financial compensation owed from the accident.
Beyond the insurance company, though, we aggressively pursue compensation when one of the major rideshare companies is at all at fault for any part of the accident. The major rideshare companies are supposed to screen drivers thoroughly. If they overlook something on a report that might contribute to increased chance of accident, we aggressively hold them accountable for that. No one deserves to be in an accident because they got in a car with someone who wasn’t fit to be driving for a major rideshare company.
Passengers, too, contribute to accidents, and it’s up to the major companies to keep their drivers safe as well. If any part of their policies don’t protect drivers, we investigate that and make sure the responsible party pays for it.
Understanding Rideshare Insurance Policies
There are so many formalities and technicalities in the fine print of insurance policies, but we’re great at seeing through fine print and reading between the lines. While personal auto insurance may cover the accident up to a degree, rideshare companies also have insurance that should pay for additional damages. Do not assume that the major rideshare companies have no responsibility in every accident. There are cases where their policies allow for additional compensation. If the driver is logged into Uber or Lyft and working, they are covered by additional insurance through Lyft and Uber, meaning that if either of these companies try to get out of compensating someone who has been in an accident, we go to work for our client and make sure they get the compensation due to them.
What you are owed
Depending on the severity of the accident, financial compensation will vary. In many cases, it’s the same compensation you would receive for a regular, non-rideshare accident. If you’ve lost wages because of the accident, you will get additional compensation to make up for that. If you have thousands or even millions of dollars in medical bills over the coming years, you can expect to receive compensation for that. In many cases, clients are traumatized by the accident and may need mental health services to come to grips with the events of the accident. We help you with this as well. It’s our top priority to have our clients experience every advantage of recovery from any type of accident.
Auto accidents are particularly traumatic because they are sudden, unexpected and typically violent in their outcomes. To have life change so suddenly is hard for many of our clients. Rideshare programs should always protect their clients from drivers who might not be sound enough to transport people in a commercial capacity. Any type of consequences from a rideshare ride should result in an immediate call to an attorney. Our offices are here to help you in whatever way possible.
Don’t wait to hire an attorney
There is a statute of limitations for some claims, so waiting is the worst thing you can do after an accident. Contacting an attorney before signing anything or sharing information with some agencies is a critical mistake many people make. When you settle with these companies, you often lose out on having the full advantage of the law on your side. We’re here to ensure that everything you agree to is something you actually agree to.
The period after an auto accident is a troublesome time for anyone. With new rideshare companies thrown into the mix, it can be particularly confusing to understand the amount of compensation you’re due. Call us today before doing anything else. We are here to help.