we have only one goal -
to help victims get compensation.

It’s a burning, never-ending desire to help our clients maximize their outcomes — and exceed their strategic goals. Find out more

The Difference IS OUR PASSION We truly care about our clients NYC PERSONAL INJURY LAWYERS We've recovered millions. for victims of personal injuries. Get a risk free consultation Over 30 years Experience. We know how difficult this is
on your family
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There's a few reasons
why we get better results

what is your case worth?

Often, people wonder what their case
is worth and what they can expect

Important You only have a limited amount of time in which you can file a case.

verdicts / settlements
attorneys we work with have won

We have an impressive set of results across a wide array of practice areas. We’re here to service you, and believe we can help you.

Our partners have been quoted by major media outlets:

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Big insurance companies profit underpaying victims of personal injuries. Our team of attorneys helps correct this.

Steven Raiser
Founding Partner - Lawscape

Our team is focused on helping our clients recover financially, physically, and emotionally.

  • No fee unless we win
  • Over 30 years of combined experience
  • Millions recovered
  • 24/7 risk free consultation
  • We treat you like family
  • Locations all over New York

We treat you like family, and are always available to answer questions you may have.

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Insurance Companies Don't Play Fair. Don't Do This Alone.

Uninsured and Underinsured Motorists

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we work hard for you

Uninsured/Underinsured Motorists
New York requires drivers to have car insurance. Any driver who fails to buy and maintain car insurance is in violation of the state’s compulsory automobile insurance laws. The compulsory automobile insurance laws ensure a victim of a car crash receives their damages. It also requires them not cause an accident because of negligence. However, not all drivers have car insurance. When a driver doesn’t have car insurance in New York, they’re considered an uninsured motorist.

It’s imperative if you or your loved one has been injured in a car accident in New York and the driver doesn’t have auto insurance. You’ve been injured or your loved one was serious injured. You need legal help to get the money needed to repair your property, pay bills and recover from injuries. Contact us. We’re a New York law firm experienced in representing car crash victim fighting for compensation from an uninsured motorist.

Is the Driver Who caused My Injuries an Uninsured Motorist or Underinsured Motorist?

Unfortunately, both an uninsured and underinsured motorist have one thing in common: they don’t have enough insurance to cover a victim’s damages. However, there is a huge difference between the two types of motorist. An uninsured motorist is a driver who doesn’t have any auto insurance. An underinsured motorist does have auto insurance. The amount of insurance isn’t enough to cover all damages sustained in an accident they caused.

Will My Auto Insurance Provider Pay Liability Coverage?

The general answer is yes. Whenever a motor vehicle is registered in New York State, the owner must obtain auto insurance. The auto insurance includes a minimum amount of liability coverage such as:

• $10,000 for property damage
• $50,000 for any bodily injury and $100,000 for two or more deaths that occur in a car accident
• $25,000 for bodily injury and $50,000 for a death that results in a single car accident

The above amounts sound like they’re large sums. However, when you receive medical bills or funeral expenses, the money may not cover everything. You may be left with additional medical bills and damages that can’t be calculated like pain and suffering. If you are trying to get money from your auto insurance company, contact us. We represent auto accident victims seeking the money they deserve from an insurance company. Contact us immediately.

Can I File a Lawsuit against the Uninsured Motorist Who caused My Accident?

Yes. Filing a lawsuit is different from filing a claim with an insurance company. The victim in a car accident, called the plaintiff, must prove four specific elements to win money from the driver at fault. The uninsured driver is known as a defendant in a lawsuit.

The four elements in an auto accident are:

1. The defendant owed a plaintiff a legal duty. New York requires every driver to obey traffic laws and not harm anyone while driving. This include pedestrians and other drivers.
2. The defendant violated their legal duty. If an uninsured motorist acts or fails to acts as an ordinary driver in the same or similar circumstance, they’ve breached their legal duty. A violation of legal duty ranges from driving distracted to speeding.
3. The defendant caused injuries to the plaintiff. The plaintiff must show the injuries they suffered didn’t happen before or after the accident. They happened as a result of the accident.
4. The plaintiff needs money damages to recover from the injuries the defendant caused. Money damages include:

• Pain and suffering
• Property loss
• Lost wages
• Current, past or future medical bills
• Physical therapy
• Funeral expenses

If you were injured by an insurance driver, you have about 14 days to report the car accident. Contact your car insurance company as soon as possible. Contact us too. You want to find out you legal options to get all the money damages you deserve. Seek legal representation immediately.

New York Statute of Limitation on Personal Injury Compensation Claims

New York limits the amount of time an auto accident victim has to file a claim. It is three years from the date the car accident happened. An auto accident victim needs to file a lawsuit during the three-year period. If they don’t, they lose all rights to file a claim.

We Help Individuals Injured by Uninsured Motorists

Have you been injured by a motorist who didn’t have auto insurance? Was your loved one killed by an uninsured driver? Contact us immediately. We’ll start working on your case immediately. Whether you want to settle or go to court, we have the legal experience to get you the compensation you need. When the car accident wasn’t your fault, you need tough, reliable legal counsel to fight for you. We’re your tough, reliable legal counsel. Contact today.

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We welcome your questions and comments, and look forward to speaking with you. Please contact one of our offices below.

With a presence throughout New York, we are here
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40 Fulton Street, NYC, New York, 10038.
Phone Number
Long Island

Long Island

1 Old Country Road, Carle Place, New York.
Phone Number
Suffolk County

Suffolk County

150 Motor Parkway, Hauppauge, New York, 11778.
Phone Number